Gem Visa payment options for eye surgery
The flexibility of our payment options will suit your personal budget, perfect if you want to get results today and repay over time. This means you can start reaping the rewards of your eye surgery investment straightaway.
What is interest free?
Interest free lets you take what you want now and pay for it over time all without paying any interest during the interest free period. So if you purchase eye surgery on 24 months interest free, all you need to do is pay the minimum monthly payment each month. Remember, to pay the purchase off in
full within the interest free period, you will need to pay more than the minimum monthly payment to avoid paying interest on your purchase.
What interest free options are available?
Gem® Visa has a number of great interest free options.
6 months interest free on any purchase over $250
Every time you make a purchase over $250 on your Gem Visa card, you'll automatically receive 6 months interest free. That's every time you pay a bill,1 buy a gift, update your wardrobe, eat out or shop for groceries – it's that simple.
Long term interest free for those bigger purchases
Plus up to 55 days interest free on your other Gem Visa card purchases2
Every time you make a purchase over $250 on your Gem Visa card, you'll automatically receive 6 months interest free. That's every time you pay a bill,¹ buy a gift, update your wardrobe, eat out or shop for groceries – it's that simple.
1. Excludes BPAY transactions if they are treated as a cash advance
2. To receive up to 55 days interest free you must pay by the due date for the relevant statement the total of (a) the proportion
Why should I choose Gem Visa?
Gem Visa is the only credit card in Australia that offers 6 months interest free on any purchase over $250, plus access to long term interest free at over 10,000 stores and healthcare providers Australia wide.
How much do I need to pay each month?
Your monthly statement will outline the minimum monthly repayment, but remember, to avoid paying interest, you'll need to pay more than the minimum monthly amount to pay off your purchase within the interest free period.
What happens if I don't pay off my purchase within the interest free period?
Interest isn't backdated on interest free purchases of 6 months or more, so if you have a balance at the end of the interest free period, you'll only pay interest on the remaining balance.
How do I keep track of my interest free purchases and when they expire?
We make it really easy for you to keep track of your interest free purchases. Each month you'll receive a statement outlining your unexpired interest free purchases and the expiry date to help you easily manage your repayments to avoid paying interest. You'll also be able to keep track of your interest free purchases with the Gem Visa Online Service Centre.