Health Insurance Rebate for Laser Eye Surgery
Understanding Your Health Fund Options for Laser Eye Surgery
In Australia, private health insurance coverage for laser vision correction remains limited across most providers. However, certain health funds offer specific policies that include rebates and coverage for procedures like LASIK and PRK. Understanding your insurance options can help you make informed decisions about your vision correction needs.
Health Fund Coverage and Policies
To assist you in navigating your options, we have compiled a list of health funds that provide coverage for laser vision correction, along with their respective policies:
Health Fund
|
Rebate Amount
|
Waiting Period
|
Annual Limit / Lifetime Limit |
Level of Cover |
Medibank |
$3,500 |
36 months |
$3,500 lifetime limit |
Gold Ultra Health Cover |
Bupa |
Full coverage for LASIK and PRK procedures. |
36 months |
Unlimited |
Gold Ultimate Hospital & Extras |
Defence Health |
Approx. $1,500 per eye |
12 months |
Once every 2 financial years |
Premier Hospital Cover |
AHM |
Approx.$600 per eye per person |
24 months |
Once every financial year |
Lifestyle or Super Extras |
Police Health |
Approx.$800 per eye |
36 months |
$1,600 lifetime limit |
Gold Combined Cover |
People Care |
80% of cost |
24 months |
$500 per eye every 2 years per person |
Comprehensive Extras |
Navy Health |
Approx. $1,500 per eye |
12 months |
Once every 2 rolling years |
Premium Extras Cover |
AHM |
$900 per eye |
24 months |
$1,800 lifetime limit |
Super Extras |
Contact LASERSIGHT
To learn more about your coverage options or to book a consultation, contact our LASERSIGHT team today. We are dedicated to providing you with the information and support you need on your journey to improved vision.